House For Sale, 4bdrm, Single Detached At Bacoor Cavite - P3.2m

15 Months Down payment Term, ZERO Interest!

Selling Price: Php 3,262,000

Dimension: 110sqm LA ; 85sqm FA

TWO STOREY - 4 BEDROOM / 2 TOILET & BATH / 2 CAR GARAGE

Can be availed Through BANK and IN-HOUSE Financing.

Estimated House Turn-Over: 16 to 18 Months From Reservation Date

Available in 2 colors: Cream and Blue Green

CORNER LOT and END LOT Available:

Price Range: Php 4M - 4.7M.

INNER LOT with Bigger Lot Areas Also Available.

Price Range: Php 3.7M - 3.8M

HOUSE FEATURES:

• Four (4) Bedrooms

• Two (2) Toilet and Bath

• Living Area

• Dining Area

• Kitchen Area

• Provisions for two (2) Car Garage

• Laundry and Service Area 

HOUSE FINISHES:

• Painted sandblast finish with decorative stone accent for exterior wall

• Painted plain cement finish for interior wall

• Tiled Toilet and Bath

• Tiled kitchen counter with stainless sink

• Aluminum frame sliding windows

• Concrete stairs with wood planks

• Wood handrail with steel decorative railing

• Ceramic tiles for ground floor

• PVC tiles for second floor

• Concrete roof tiles 

MALLS:

- 5mins toSM Molino

- 10mins to Alabang Town Center

- 15mins to Festival Mall, Alabang

SCHOOLS:

- Dela Salle (Alabang)

- San Beda (Alabang)

- University of Perpetual Help

- Statefield College

- Divine Light Academy

- Internationa British Academy

TRANSPORTATION:

- Van ride from SM Molino to: Alabang Town Center, Makati, Lawton, Ortigas

- Jeepney ride to Paliparan, Dasma, and Bacoor Cavite

HOSPITALS:

- 15mins to Asian Hospital

- 5mins to Metro South Medical Center

- 15mins to St. Dominic Hospital

COMPUTATION:

Option 1: BANK FINANCING:(Inner Lot)

    •    Total Selling Price = P3,262,000

    •    20% Down payment = 652,400

    •    Less: Reservation = 40,000

    •    Net Downpayment = 612,400

    •    Payable in 15mo. = 40,826.67

    •    Loanable Amount = 2,609,600

    •    Add: Legal and Misc. Fees = 260,960

    •    Total Loanable Amount = 2,870,560

Monthly Amortization @10.5% Interest (Bank Financing):

    •    5yrs. = 61,699.53

    •    10yrs. = 38,733.90

    •    15yrs. = 31,731.14

    •    20yrs. = 28,659.09

NOTE:

    •    Fire and MRI insurance not included.

    •    Move-in on the 16th to 18th month or after paying downpayment

    •    Processing Fees includes Transfer of Title.

    •    Interest rate is reference only.

    •    Prevailing interest rate will apply upon loan takeout.

    •    Bank terms for OFW and locally employed is up to 20 yrs.

    •    Developer will process loan. Tied up with Metrobank and UCPB.

    •    Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs.)

Option 2: IN-HOUSE FINANCING:

    •    Selling Price = P 3,262,000

    •    Down payment (20%) = 652,400

    •    Processing Fee (4.5%) = 146,790

    •    Total Down payment = 799,190

    •    Less: Reservation Fee = 40,000

    •    Net Down Payment = 759,190

    •    Payable in 15 months = 50,612.67

Total Remaining Balance: Payable Through In-House Financing
80% Balance = P2,609,600

Amortization Including Insurance Fees
Years to Pay:

    •    Five (5) years @ 18% = 66,266.69

    •    Ten (10) years @ 21% = 52,174.17

NOTE:

    •    Fire & MRI insurance not included. Estimated at .0005% of loanable amount.

    •    Transfer of Title cost not included.

    •    Processing fees includes One year Advance Real Property Tax & Insurances.

    •    Advance Homeowners Dues and Documentation/Notarial Fees.

    •    In-house processing will be processed by the Developer. Buyer just need to submit requirements.

Option 3: CASH PAYMENT SCHEME

(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of

the discount)
PRICE STARTS AT PHP 3,262,000.00 AND UP

    •    Typical Selling Price = Php 3,262,000.00

    •    Less: Reservation Fee = 40,000.00

    •    Selling Price Net of Reservation Fee = Php 3,222,000.00

    •    10% Discount within 7 days