Townhouse For Sale, Pag Ibig Houses Cavite As Low As P9,161/mo. 3bdrm Pines Townhouse, 2t&b

Pines Townhouse Model

Pinecrest Village @ Carmona Estates

Barangay Lantic, Carmona Cavite

60sqm Floor Area 50sqm Lot Area

1 Bedroom / 1 Toilet & Bath Downstairs

2 Bedroom / 1 Toilet & Bath/Terrace Upstairs

Pag-Ibig, Bank, and In-House Financing are Accepted

Small Family's Starting-Out Ideal Place

Only P10,000 to reserve for a unit.

Low Monthly Amortization of P9,165.31/mo. thru Pag-Ibig Financing 30yrs @9.5%

House Features:

* Floor Area: 60 sq. m.

* Lot Area: 50 sq. m.

* Three (3) Bedrooms

* 2 Toilet and Bath

* Living Area

* Dining Area

* Kitchen Area

* Laundry / Service Area

* Provision for 1 Carport

* Provision for Front Lawn

* Provision for CATV,

* Telephone and Air-conditioning Unit

House Finishes:

* Pre-painted Long Span Roofing

* Interior and Exterior Wall Paint Finish

* Tiled Kitchen Counter with Stainless Kitchen Sink

* Tiled Toilet and Bath

* Ceramic Bathroom Fixtures

Computations

Option 1: PAG-IBIG FINANCING:

Price Range: P1,060,000.00 to P1,150,000.00

Selling Price = Php 1,090,000.00

Add: Processing Fee = Php 130,800.00

Total Contract Price = Php 1,220,800.00

Less: Loanable Amount to Pag-ibig = Php 1,090,000.00

Required Equity = Php 130,800.00

Less: Reservation Fee = Php 10,000.00

Net Equity = Php 120,800.00

Monthly Equity for 12 months = Php 10,066.67

Monthly PAG-IBIG Amortization:

30 yrs @ 9.5% = Php 9,165.31

25 yrs @ 9.5% = Php 9,523.29

20 yrs @ 9.5% = Php 10,160.23

15 yrs @ 9.5% = Php 11,382.05

10 yrs @ 9.5% = Php 14,104.33

5 yrs @ 9.5%   = Php 22,892.03

NOTE:

• MRI and FIRE Insurance are Not yet included.

• Maximum of 12 months downpayment term for Pag-ibig financing.

• Maximum terms of loan varies depending on Buyer's age.

• Loan must be paid before Buyer reaches 70 yrs. old.

• Processing Fees includes Transfer of Title, Advance One Year Fire/MRI insurance,

• one year advance property tax and other blueprints.

Option 2: BANK FINANCING:

Selling Price = Php 1,090,000.00

20% Down Payment = Php 218,000.00

Less: Reservation = Php 10,000.00

Net Down Payment = Php 208,000.00

Payable in 12mo. = Php 13,866.67

Loanable Amount = Php 872,000.00

Add: Legal and Misc. Fees = Php 87,200.00

Total Loanable Amount = Php 959,200.00

Monthly Amortization @10.5% Interest (Bank Financing):

20 yrs. = Php 9,576.46

15 yrs. = Php 10,602.99

10 yrs. = Php 12,942.97

05 yrs. = Php 20,616.95

NOTE:

• Fire and MRI insurance are Not yet included.

• Move-in on the 13th to 15th month or after paying downpayment

• Processing Fees includes Transfer of Title.

• Interest rate is reference only.

• Prevailing interest rate will apply upon loan takeout.

• Bank terms for OFW and locally employed is 20 yrs.

• Developer will process loan. Tied up with Metrobank and UCPB.

• Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs. old)

Option 3: In-House Financing (Inner Unit)

Selling Price = Php 1,090,000.00

Down Payment = Php 218,000.00

ADD: Legal and Misc. Fees = Php 49,050.00

Total Down Payment = Php 267,050.00

LESS: Reservation = Php 10,000.00

Net Down Payment = Php 257,050.00

Payable in 12 months = Php 21,420.83

Total Remaining Balance = Php 872,000.00

• Amortization Excluding Insurance Fees:

10yrs.   = Php 17,434.04

5yrs.      =  Php 22,143.07

NOTE:

• Fire & MRI insurance not included. Estimated at .0005% of loanable amount.

• Transfer of Title cost not included.

• Processing fees includes One year Advance Real Property Tax & Insurances,

• Advance Homeowners Dues and Documentation/Notarial Fees.

• In-house processing will be processed by the Developer. Buyer just need to submit requirements

***Stop Renting! Own your Dream Home.***

CONTACT FOR FREE SITE VIEWING

Name: Johnny Chua

E-mail: sales@cavitehomes.com

Yahoo Messenger: asensotayo@yahoo.com

Contact: (+63)917-8617588 ; (+63)923-9026965

Landline: (02)566-0208

Website: www.cavitehomes.com