The Affect Of Filing Spouse Bankruptcy
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Entering into a marriage is one of the biggest decisions someone can make in their life. Most people view a marriage as a lifelong partnership. If your spouse has mounting debt that is getting out of control it is entirely possible that you have absolutely no responsibility to pay that debt back on behalf of your spouse. Ultimately the agreement of the loan remains between the person who has borrowed the money and the party who is loaning the money or the creditor. Thus if you did not put your name on your spouses original loan then you are not responsible for paying it back. However if your name was on the original loan for any reason that would make you responsible for the debt in the event that your spouse is unable to pay.
Filling spouse bankruptcy is more complicated than filing for bankruptcy as an individual. Chang and Carlin LLP will assist you to filing spouse bankruptcy and clearly outline the benefits and drawbacks of joint or individual bankruptcy. Chang and Carlin LLP also provide the necessary legal experience and personal service that you deserve for your bankruptcy needs.
"I am certain that each client will be happy with the personal attention they received for their bankruptcy. That each client will find that office is very easy to work with while being professional in meeting their clients' goals.” Says John Carlin Attorney/Partner at Chang and Carlin, LLP.
Chang & Carlin, LLP bankruptcy attorneys have been involved in thousands of bankruptcy matters, representing debtors. Chang and Carlin LLP have the experience to provide the legal representation you deserve in a Chapter 7 or Chapter 13 bankruptcy case, foreclosure services, and residential real estate legal issues.