House And Lot For Sale In Cavite Nr. Splash Island, Oaks Model 2storey, 4br, 2t&b - P15k/mo
Posting ads for 7 years
Oakwood House Model
Barangay Lantic, Carmona Cavite
MOST AFFORDABLE 4 BEDROOM HOUSE FOR SALE IN CARMONA CAVITE - PHILIPPINES
104sqm (1,118.87sq ft) Floor Area 88sqm (946.74s ft) Lot Area
1 Bedroom / 1 Toilet & Bath Downstairs
3 Bedroom / 1 Toilet & Bath/Wide Balcony Upstairs
Balcony is Attached to the Next House
House is Attached Only to Next House at the Back
Low Monthly Amortization of P14,276.83 thru Bank Financing 20yrs @10.5%
Morning Sun units are available. Additional of around P40,000.00
Corner Lots are additional of a minimum of 13 sqm of lot, priced at P1,841,000.00
- Dining / Living Area 34sqm (366sq ft)
- Ground Floor / 2nd Floor Bedroom 9sqm (96.8sq ft)
- Restroom 2.6sqm (28sq ft)
- Kid's Bedroom 6.6sqm (71 sq ft)
- Master's Bedroom 13.4sqm (140sq ft)
• 4 Bedrooms
• Living Room
• Dining Room
• 2 Toilets and Baths
• Terrace and Lanai
• Laundry / Service Area
• Provision for 2 Car Garage
• Provision for Front Lawn
• Provision for CATV, Telephone and Air-Conditioning Unit
• Pre-Painted G.I. Roofing
• Tiled Kitchen Counter with Stainless Steel Kitchen Sink
• Tiled Toilet and Bath
• Ceramic Bathroom Fixtures
• Interior and Exterior Wall Paint Finish
Option 1: BANK FINANCING:(Inner Lot)
• Total Selling Price = P1,625,000
• 20% Down payment = 325,000
• Less: Reservation = 20,000
• Net Downpayment = 305,000
• Payable in 15mo. = 20,333.33
• Loanable Amount = 1,300,000
• Add: Legal and Misc. Fees = 130,000
• Total Loanable Amount = 1,430,000
Monthly Amortization @10.5% Interest (Bank Financing):
• 5yrs. = 30,736.28
• 10yrs. = 19,295.71
• 15yrs. = 15,807.20
• 20yrs. = 14,276.83
• Fire and MRI insurance not included.
• Move-in on the 16th to 18th month or after paying downpayment
• Processing Fees includes Transfer of Title.
• Interest rate is reference only.
• Prevailing interest rate will apply upon loan takeout.
• Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
• Developer will process loan. Tied up with Metrobank and UCPB.
• Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)
Option 2: IN-HOUSE FINANCING:
• Selling Price = P 1,625,000
• Down payment (20%) = 325,000
• Processing Fee (4.5%) = 73,125
• Total Down payment = 398,125
• Less: Reservation Fee = 20,000
• Net Equity = 378,125
• Payable in 18 months = 25,208.33
Total Remaining Balance: Payable Through In-House Financing
80% Balance = P1,300,000
Amortization Including Insurance Fees
Years to Pay:
• Five (5) years @ 18% = 33,011.45
• Ten (10) years @ 21% = 25,991.11
• Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
• Transfer of Title cost not included.
• Processing fees includes One year Advance Real Property Tax & Insurances.
• Advance Homeowners Dues and Documentation/Notarial Fees.
• In-house processing will be processed by the Developer. Buyer just need to submit requirements.
Option 3: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,625,000.00 AND UP
• Typical Selling Price = Php 1,625,000.00
• Less: Reservation Fee = 20,000.00
• Selling Price Net of Reservation Fee = Php 1,605,000.00
• 10% Discount within 7 days