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Another big factor in determining your premium is the amount of coverage you get. You can lower your premium if you are comfortable with a high deductible and the possible out-of-pocket expenses that may occur. Lower liability limits can also decrease your premium. Athough you must always remember that this means you may pay more in the long run. In order to get more detailed information please check out all of the great resources that Need Insurance has to offer. In order to help you save money and better understand your coverage please visit our Insurance Information or glossary page.