Cheney Appraisal Services, Albert Marshall Cheney, A Certified Fha Residential Appraiser
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Are you looking for Alabama "Certified" FHA Appraisers, Alabama Appraisers Baldwin County or Alabama Appraisers Mobile County? Well, you have come to the right place! Let us assist you with your appraisal assignment!
Our company, Cheney Appraisal Services, covers the southwest portion of Alabama, The Mobile Bay Metro Area (Baldwin County, Mobile County) and only the town of McIntosh located in Washington County, Alabama.
Albert M. Cheney is an Active and Approved Appraiser on the FHA Roster for completing residential reports and qualified to complete "Certified" home appraisals for FHA insured loans. Al Cheney has the knowledge and training as well as an understanding of the rules and procedures (4150.2 APPENDIX C, 4150.2 APPENDIX D) in FHA's guidance and policy documents.
If you're in need of home appraisals for FHA loans, please contact Al Cheney, Cheney Appraisal Services, (251) 533-2424, and Al will be ready to assist you with all of your valuation opinion appraisal estimates (reports) and answer your questions.
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember, the FHA is different from the VA appraiser panel in that the lender can choose the appraiser (until February 2010).
FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.
There are new FHA rules and lender requirements since the end of 2008. Therefore, please come back and review periodic updates. Also, please research thoroughly so you will always fully understand any new FHA loan procedures and requirements.
Albert Marshall Cheney, a "Certified" Residential Real Property Appraiser and FHA/HUD Appraiser with over 30 years experience, is ready to assist you with all of your real estate or home appraisals within the city of Mobile as well as the other communities (Bay Minette, Bayou La Batre, Belle Fountaine, Bon Secour, Calvert, Chickasaw, Chunchula, Citronelle, Daphne, Dauphin Island, Eight Mile, Elberta, Elsanor, Fairhope, Foley, Fort Morgan, Grand Bay, Gulf Shores, Irvington, Josephine, Lillian, Loxley, Malbis, Magnolia Springs, Marlow, Miflin, Mobile, Montrose, Mount Vernon, Ono Island, Orange Beach, Perdido Beach, Perdido, Point Clear, Robertsdale, Saraland, Satsuma, Semmes, Silverhill, Spanish Cove, Spanish Fort, Stapleton, Stockton, Summerdale, Theodore, Whistler, Wilmer) within "The Mobile Bay Metro Area," Baldwin County and Mobile County, Alabama! Contact Al Cheney at (251) 533-2424 or place your order here!
For more information regarding FHA/HUD appraisal reports, please visit http://www.hud.gov/groups/appraisers.cfm and click this link to check my status or any other appraisers, https://www.asc.gov/content/category1/standardSearches.aspx?queryType=6.